The insurance laws in
Utah are intended to prevent people driving without adequate coverage in case
of accident. Sanctions work on a sliding scale. The penalty increases
to discourage repeat offenders, while educating them on what is legal and
illegal under the laws of Utah car insurance.Drivers wishing to avoid long
suspensions and heavy fines should maintain adequate minimum auto insurance
coverage.
Failing to secure a
vehicle in Utah is a class B misdemeanor Department of Motor Vehicles Utah
suspends registration of a vehicle driver and driver's license upon conviction
for such an offense, or if you are uninsured by the Department of Public
Safety. Failing to ensure a motor vehicle carries a $ 400 fine for the
first offense and $ 1,000 penalty for each subsequent offense.
Each driver must keep
Utah minimum auto insurance liability coverage in the amount of $ 25,000 per
person for bodily injury, $ 65,000 per accident for bodily injury and $ 15,000
per accident for property. Utah also requires drivers to carry a minimum
of $ 3,000 in coverage for personal injury protection, which helps pay for your
medical expenses resulting from an accident. If you do not have sufficient
coverage in Utah carries the same penalties as those who have no insurance at
all.
If a person operates a
vehicle on a highway in Utah, knowing that the car owner does not have adequate
auto insurance on the vehicle, is guilty of a Class B misdemeanor is punishable
This license suspension and $ 400 fine. Insurance follows the vehicle, not
the driver, so any auto insurance coverage may be the driver for another
vehicle is irrelevant.
